Predicting Economic Shifts with Special Data Models

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In addition to life premiums, the charges for investment-linked life insurance also include the administrative fees and other fees of the investment platform . This type of product has a 21-day cooling-off period, during which the policyholder can cancel the policy contract.

Types of investment-linked insurance
Investment-linked life insurance on the Hong Kong market can be roughly divided into three categories based on the level of life protection and death benefit features:

1. Protection Linked Plans (PLP)
Category: High protection investment-linked life insurance
Suitable people: Policyholders who want to obtain gambling data china higher life protection and want to invest through life insurance policies
Features of life compensation: If the insured person dies before the age of 65, at least 150% of the total premiums payable (less the amount withdrawn) will be compensated; if the insured person dies at the age of 65 or above, at least 105% of the policy value or the amount due will be compensated The total premium paid (deducting the amount withdrawn), whichever is higher. This arrangement means that after the insured reaches the age of 65 (or other age specified in the policy), the personal compensation may be significantly reduced.
Premium level: higher than low-protection investment-linked life insurance