Is it safe to trust "Sravni.ru" with your credit history?

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Deputy General Director of the Garda Group of Companies Rustem Khairutdinov explains that a credit history bureau, from the point of view of a digital system for collecting, storing and processing data, is not a monolith, but many applications and other elements of infrastructure.

"Modern security tools bahamas whatsapp resource are capable of protecting a digital system of any complexity, the only question is how this system itself is built and managed and, above all, how companies will exchange data. If some downloads, files with data are sent between different systems, if file exchangers, including cloud ones, are used to move data, this is a rather difficult-to-manage story from a security point of view. If systems communicate with each other via API, not data arrays are transferred, but a masked response to a specific request, scoring, analytics and other formats that do not imply the transfer of large amounts of data, then from a security point of view this is a good and clearly protected solution," Rustem Khairutdinov added.

Maxim Gorin, head of the information technology department at Perviy Bit, explained that in any information system, when the number of services increases or expands, the number of risks associated with the possibility of failure of individual nodes or the system as a whole increases. "The risks of information leaks potentially increase with an increase in the number of integrations and processing of personal data between information systems. However, provided that all technological processes associated with ensuring and maintaining the security of personal and other data are observed, the risks will be minimal," he added.

Konstantin Stepanov, executive director of HFLabs LLC (IT company HFLabs), notes that a person can request a credit history from each credit bureau a limited number of times, and tracking is a paid service. "In Sravni.ru it is free for now, which is convenient for the user, and at the same time the platform's interest is understandable from the point of view of promoting financial products through this service. We see that the number of leaks from regulated organizations - banks first of all - is minimal compared to other industries. Sravni.ru as a financial marketplace is also regulated by the Central Bank in accordance with Russian legislation," he added.