— Company M allows you to use not only two-step authentication, but also to organize something like a one-time password structure (One Time Password - OTP).
— To log in to your email, you can only request a “second factor,” without entering a password. That’s what we used. As a result, we received an SMS on the cloned SIM card and logged into the account. And then we simply downloaded all the emails. If necessary, this can be repeated at any time.
- Well done. Do you know how to protect yourself from this?
- Of course. Use a hardware key as the second factor. Then kuwait whatsapp data be able to do anything without physical access to that key.
Such an attack on the Microsoft mail service is already a reality. However, starting with version 1809, there is already a means of protection!
Biometric Identification as a Tool for KYC Policy
Anti-Money Laundering (AML ) and prevention of terrorism sponsorship are among the main security issues in the financial sector at the moment. Most AML requirements are determined not by the bank's internal policy, but by national or international legislation. Failure to comply with the requirements by the bank leads to large fines and a blow to the company's image. To prevent incidents, modern banks form a policy of relations with the client based on the principles of "Know your customer" ( KYC ).
The “Know Your Customer” principle is based on the collection of personal information of the client and allows:
Confirm the client's identity.
Conduct client scoring.
Identify the perpetrator or politically exposed person.
Make a forecast of the client's behavioral patterns.
Monitor client activities.
Implementing a KYC policy is a complex task. It involves issues of security of clients’ personal data, constant monitoring and forecasting of incidents. These tasks require financial, logical and, above all, human resources.
In the classical sense, to confirm the client's identity, the client's physical presence at the bank branch is necessary. Since the number of bank clients is constantly growing, and due to the tightening of AML regulations, more and more transactions require additional verification, bank branches are becoming busier. To redistribute the flow of clients, financial institutions use remote methods of client authentication.