VTB to resume issuing IT mortgages from April 8

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According to the Ministry of Digital Development, Communications and Mass Media of the Russian Federation, two-thirds of IT specialists who left Russia in 2022 have returned. The Ministry of Digital Development also reported that in 2023, information technology became one of the most dynamically developing sectors of the Russian economy: all economic indicators in IT demonstrate double-digit growth rates, the volume of shipments of its own products and services, which is the most significant indicator of the state of the industry, increased by more than 30% in 2023 and reached 3 trillion rubles, and the average salary in the IT industry in 2023 increased by 13% and, according to the Ministry of Labor, exceeded 130 thousand rubles.

The new national south africa whatsapp resource project "Data Economy", designed until 2030, involves the development of communication systems, the creation of a sovereign infrastructure for storing and collecting data, work on quantum communication and encryption technologies. According to expert forecasts, by 2030, the turnover of the data economy in Russia will reach 800 billion rubles, and the use of artificial intelligence (AI) technologies will add more than 11 trillion rubles to the gross domestic product (GDP). By 2030, the state plans to support at least 1,000 IT startups, create 2,000 solutions and products, train more than 850 thousand specialists, and also increase the speed of government services by 25%.

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From April 8, VTB will resume issuing IT mortgages. Borrowers can apply for loans under the same conditions: the rate is 5% per annum for the entire term of the agreement, and the minimum down payment is 20.1% of the property value. Due to VTB's cooperation with partner developers, the bank's clients can take advantage of a loan amount increased to 30 million rubles.

On April 4, Russian Minister of Education Sergei Kravtsov, at a meeting with members of the government and head of state Vladimir Putin, noted that since 2022, 30 thousand young IT and programming specialists have entered the Russian information technology market.

Difficulties on the way
Maria Semenova, head of the HR department of the Russian manufacturer of general system and application software ALMI Partner LLC, told a ComNews correspondent that if we compare the IT personnel market in our country in 2020 with the present time, then at least two negative trends are evident. "Firstly, IT companies in 2024 are faced with the fact that they have to hire young specialists with minimal experience, who at the same time have inflated salary expectations. Secondly, thanks to the active propaganda of IT as an industry with huge salaries and a minimum entry threshold, very narrowly focused specialists with three-month courses behind them, who want to move from company to company, have flooded the market," said Maria Semenova.

Kirill Semion, General Director of the National Competence Center for Information Systems of Holding Management (NCC ISU), believes that it is quite possible to achieve the indicators declared in the national project "Data Economy". "This will require the introduction of additional training programs not only in higher education, but also in secondary specialized and primary schools, where it is necessary to study the basics of programming and system analysis, the architecture of building information systems and creating intelligent solutions. When forming new curricula, it will be necessary to involve not only representatives of the largest IT companies, but also specialists from the IT departments of the most technologically advanced customer companies," noted Kirill Semion and drew attention to the fact that this will allow students to study practical aspects of the implementation and application of technologies and solutions along with the theoretical base.