OSGOP insurance has its advantages. But it imposes an additional financial and administrative burden on drivers. It is unknown whether the need to issue a policy will affect the cost of transportation. Another question, the answer to which only practice will show, is as follows. How will the payment mechanism work in relation to taxi passengers? People often order a car not for themselves. For example, they want to take a relative or a friend. Who will receive compensation in this case? It is important to observe how the new rules will be applied. Some taxi drivers still continue to work under the "gray" scheme.
They are not officially registered anywhere. The rich people data need to obtain OSGOP insurance will force them to "come out of the shadows". To become legal. Perhaps the passenger transportation market will become more transparent. Read also Earn money by selling the course “The profession of an insurance agent” How does OSGOP work? OSGOP for taxis in 2024 will work like this. The insurance contract is concluded for one year. An insured event occurs if the life, health or property of passengers is harmed. People who were in the car at the time of the accident will be protected. All victims will receive payments without fail.
Even if another driver is at fault in the accident, and passengers were harmed due to his actions. The amount of compensation depends on what happened: if a passenger dies - from 2,025,000 rubles; if harm to health is caused - from 2,000,000 rubles; if property is damaged - from 23,000 rubles.
Examples of using OSGOP in real situations
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