In this case, the final payment is greater than the amount of client payments. Read also Earn money by selling the course “The profession of an insurance agent” Types of health insurance The terms of payments are determined by the selected type of life and health insurance, as well as the insurance contract.
Cumulative NSL is comparable to opening a deposit fantuan data in a bank. With such a policy, it is easier to accumulate a sum of money over a period of time. Example: parents want to buy an apartment for their child by the age of 18. In this case, the insurance company will calculate the amount of contributions so that the desired amount is accumulated over the specified period.
A fixed interest rate is set for regular contributions. If an insured event occurs during the term of the policy, the company pays the compensation amount. Nothing unexpected happened? Then, after the expiration of the contract, the insured will receive the accumulated contributions with interest.
Risky As the name suggests, the service provides protection against risks and unforeseen situations. For example, an insured event is an attack by a wild animal. Or getting a disease that is related to the profession. Let's say a person who is on his feet during the working day develops varicose veins after 20 years. If something like this happens, the insured or relatives will be paid compensation.
Types of health insurance
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